Ethos Description
Ethos is a US insurance technology company founded in 2016 that sells term life insurance online. Applicants answer health and lifestyle questions in a short digital application, and many people receive a decision within minutes, often without a medical exam. Policies are issued by established insurance carriers, with coverage amounts and term lengths chosen to fit needs such as protecting a family's income or paying off a mortgage. Ethos also offers whole life and final expense options for some age groups, and a free will and estate planning tool for policyholders. The service is aimed at people who want life insurance without meetings with agents. For affiliates, Ethos suits personal finance blogs, parenting content and financial planning resources aimed at US readers. The programme pays a fixed amount per qualified lead. Insurance content should avoid misleading claims and follow advertising rules.
Some of Ethos's features
- Online term life applications
- Instant decisions for many applicants
- No medical exam in many cases
- Policies from established carriers
- Whole life options
- Free will tool
Ethos's Referral Program
Ethos' affiliate programme runs on Impact and is listed at $55 per qualified lead, with a 45-day cookie. The listed minimum payout is $100, paid by ACH or PayPal.
